I went shopping today to get a birthday present for son#1 to take to a friend's party. Whilst out I took some cash from the hole in the wall and when I read the receipt I nearly fell to the floor and stopped breathing there and then. Oh, Good Grief !! I am in a hole. As careful as I try to be I am getting further into debt each month.
I am hoping that my Man will get a little extra in January as they are experimenting with a month of tips this month. Then I can fill up the gap and get myself right. I am just having a moment of panic tonight. I have cut down on all unnecessary spending and, come April, there are a few direct debit payments I will stop. Most of my money goes on the children - blinking school meals are £17.50 a week !! I might think about giving them packed lunches for a while.
I hate having no money. Obviously I do know that compared to a lot of people we are well off, but prices are rising so quickly that my " extra" money each month is disappearing fast. I just have to tighten my belt and get myself together. In the pit of my stomach though is that worry. Going on holiday last year totally wiped me out and I have been struggling to catch up ever since.
I am sure I will wake up tomorrow with a plan, but tonight I am having those late night worries, when everything looks rather dire. If only I could think of a money making scheme...